融资选择
亚洲亚博体育 is pleased to offer several opportunities to help all families maximize the resources they have set aside to invest in a 亚博体育 education. Payment options and educational loans allow families to make personal choices regarding the balance that remains after financial aid.
的 Office of Student Accounts offers a payment plan for the fall and spring semesters which allows students the opportunity to make monthly payments during each semester.
- 点击 在这里 浏览付款计划资料.
- 报名网址： my.亚博体育.edu during the designated enrollment dates.
- Additional information for the Office of Student Accounts is available 在这里.
联邦直接附加贷款s are unsubsidized loans available for credit-worthy parents of dependent students. PLUS Loans may cover educational expenses up to the cost of attendance minus all other financial assistance. Interest is charged during all periods, and the lender is the U.S. 教育部.
- Repayment begins 60 days after the loan is fully disbursed. Deferment options are available while the student is in school.
- 的 fixed interest rate adjusts each year on July 1. 指 studentaid.政府 的更新.
- For PLUS Loans first disbursed between July 1, 2024年和6月30日, 2025, 利率固定为9.08%.
- For PLUS Loans first disbursed between July 1, 2023和6月30日, 2024, 利率固定在8英镑.05%.
- 的 origination fee adjusts each year on October 1. 指 studentaid.政府 的更新.
- For PLUS Loans first disbursed between October 1, 2023年9月30日之前, 2025, 发起费是4.228%.
- 家庭必须填写 FAFSA and the parent must apply for the PLUS Loan at studentaid.政府.
- 的 Office of 金融援助 will process a PLUS Loan upon notification of credit approval.
- 的 主本票（MPN） must be signed by the parent prior to funds being credited to the student’s account.
- All borrowers will also be required to complete the entrance counseling at studentaid.政府.
- Students must be enrolled in a minimum of 6 credit hours to be eligible for the loan.
Private loans are based on the borrower’s (and co-borrower’s) credit and financial history. Select a lender based on the terms and benefits you find most appealing as terms, 条件, and interest rates vary with each lender.
- 家庭 should complete the FAFSA and exhaust all Federal Direct Loan eligibility before borrowing.
- 的 Office of 金融援助 will process a private loan application after it has been approved by the lender. Until the application is complete and approved by the lender, the Office of 金融援助 is not aware of, nor able to certify eligibility for the loan.
- Loans will be split evenly between the fall and spring semesters. T在这里fore, families must determine their borrowing needs for the entire academic year.
- New laws now require students to complete the Private Education Loan Applicant Self-Certification Form in order to ensure borrowers understand the risks of private student loans and how to exhaust their federal loan eligibility before borrowing private loans. This form is available through the lender’s website.
- Students will need to promptly complete and return any disclosures sent to them by their lender.
Primary Private Loan Lenders for the 2024-2025 & 2023-2024学年
Please note: You are not required to borrow from one of the loan programs listed below. 亚博体育 will process private loans from any lending institution. 的 list below was compiled to assist families in their borrowing decisions.
学生贷款营销协会(Sallie Mae) （贷款人代码：900905）
Disclosure Statement for the 学生贷款营销协会(Sallie Mae) Student Loans
Nelnet （贷款代号：592052）
学院大道学生贷款 (贷款代号:888111)
Disclosure Statement for 学院大道学生贷款
ELMSelect
亚洲亚博体育 is pleased to offer students and families the opportunity to compare private education loan programs by lender using 榆树选择. This comparison tool assists families with their lender and private loan program selection, and will also help the student and family in better understanding the long term costs of the loan programs being considered.
*Loans are based on the borrower’s (and co-borrower’s, if required) credit and financial history. While 亚洲亚博体育 may recommend these programs, approval of any loan will be based on information each lender has obtained and their specific credit criteria.
- Loans will be split evenly between the fall and spring semesters. T在这里fore, families must determine their borrowing needs for the entire academic year.
- 家庭 should exhaust all Federal Direct Loan eligibility before borrowing.
- 家庭 may borrow up to the total cost of attendance less the financial aid offered.
- Select the loan program based on the terms and benefits you find most appealing.
- Use the same loan program and/or servicer (for private loans) throughout the student’s college career. Borrowers who switch programs and servicers may be required to make payments to multiple lenders.
- Use caution when considering lenders or loan programs that market directly to you via mail or email.
- 7月1日前申请.